Your Equity. Your Constitutional Right.(305) 307-1634

About Us

About Abraham and Associates

Abraham and Associates Asset Recovery Services is a Miami firm with one mission: reuniting Florida families with the surplus funds that already belong to them. Here's who we are, how we work, and why families across the state trust us with what's theirs.

Why We Exist

Every year, foreclosure and tax deed sales across Florida bring in more than what was owed, and the difference, the surplus funds, belongs to the former owner. Much of that money sits unclaimed, because the families it belongs to never learn it exists. We founded Abraham and Associates on October 14, 2024 to change that outcome, one family at a time.

This right isn't new. Florida has directed tax deed surplus to former owners since 1935. Courts recognized the same principle for mortgage foreclosures for generations before the Legislature wrote it into statute in 2006. And in 2023, the U.S. Supreme Court confirmed in Tyler v. Hennepin County that the equity above your debt is your property under the Constitution itself. Ninety years of law, all of it pointing the same direction: the money belongs to you.

What never got built is the part that tells you. The required notice is mailed to the home you just lost. No one is assigned to find you, and the further life carries you from that address, the quieter your money becomes. The law gave you the right. It never gave you the messenger. That's the gap Abraham and Associates was founded to close: we bring the knowledge to the family, instead of waiting for the family to find the knowledge. We understand most families need someone who knows the path and walks it beside them. That's the work we chose.

The Abraham Recovery Method

Every case we accept moves through the same disciplined framework: we Verify, we File, and we Deliver. We Verify the surplus and your right to it. We File your claim through our power of attorney structure with licensed Florida attorneys. We Deliver your funds into your hands. Three steps, one promise: you'll always know where your claim stands.

How We're Built

We built this firm the way we'd want to be represented ourselves. Our office stands at 848 Brickell Avenue in Miami's financial district. When you call, you will interact with real people. Legal filings are executed by licensed Florida attorneys under a power of attorney. And every engagement begins in writing, with terms you read and agree to, with nothing paid upfront and nothing owed until your money arrives.

Our Team

Our team brings more than 50 years of combined real estate experience to every file: title histories, county records, lien priorities, and the quiet places where surplus funds wait. We serve families in English and Spanish, because the families we serve deserve to be understood in the language they think in.

Ana Larrubia, Principal

Ana Larrubia, Principal of Abraham and Associates Asset Recovery Services

Ana has spent more than two decades in various stages of real estate problem solving; her first investment property came in 2002. She founded Abraham and Associates after serving as Trustee on a Trust where the owner fell into financial difficulty, the lender was unwilling to negotiate a loan modification or accept a short sale, the property owed more than it was worth, and with the bank refusing every negotiation, the owner had no choice but to let it go to auction. At auction, the buyer paid $50,000 above the indebted amount, opening the door to yet another way to help former owners.

Ana arrived in Miami from Cuba in 1968 on the Freedom Flights, raised her children here, and has called Florida home ever since.

“Nobody buys a home planning to lose it. Our job is to make sure no family who claims with us ever loses the equity they built inside it.”

Our Promise to You

You'll always reach a person, always get the truth about your case, and always see the terms in writing first. We treat every family's file the way we'd treat our own, because behind every claim number are lives to whom this money greatly matters. Your equity earned its way back to you. We deliver it home.

Your Next Step

Find Out What Is in Your Name

The first step is a free 15-minute consultation. We'll explain how the recovery process works, what matters most in your situation, and the most direct path to bring your equity back into your hands. There is no obligation and no upfront cost. Call or text Monday through Friday, 8:30 AM to 5:30 PM, or (844) 454-2884 from outside Florida.